Cheap Car Insurance in Ohio
Ohio is like nearly every other state in the U.S. in that it requires licensed drivers to carry at least a minimum amount of auto insurance coverage. So, finding cheap car insurance in Ohio is of paramount importance to every driver in the Buckeye State on the road today.
Minimum Ohio Auto Insurance Limits
The minimum amount of coverage for each Ohio driver is $12,500 for bodily injury or death of any one individual in any one auto accident. It also mandates $25,000 for bodily injury or death of two or more individuals in any one accident and $7,500 for property damage in any one accident.
This minimum liability insurance is required to cover the entire registration period, continuously, of a vehicle, or if the driver is not the owner, it should cover the driver’s operation of that vehicle.
What Happens if You Drive Uninsured in Ohio
If a driver is pulled over or has been involved in an accident, the Highway Patrol or police officer is going to ask to see that driver’s proof of car insurance. If the car insurance has lapsed or there is no car insurance, the driver of that vehicle is going to be hit with some expensive consequences.
The uninsured driver may receive a financial penalty and lose his driving privileges for a minimum of 90 days and a maximum of two years. His or her license plate and vehicle registration may be suspended and his vehicle may be impounded. Going without car insurance is not worth the significant legal penalties and fines.
When you are involved in an auto accident, insurance coverage becomes an economic safety net. Therefore, when someone is in an accident or his car is stolen, he or she can have a policy that covers medical bills, pays lost wages, and the repair of his vehicle, whether or not the other driver is insured. You can even purchase rental car coverage while a vehicle is being repaired.
Without insurance, a car accident can drain a bank account in a hurry and lead to financial ruin. The cost of medical bills and vehicle repairs can be astounding. No one wants to worry about paying substantial out-of-pocket expenses for being in a car accident.
How to Save on Ohio Auto Insurance
Our mission at DiscountCarInsuranceCompanies.net is to help drivers get the lowest cost car insurance while providing the coverage they need. Whether it is liability, comprehensive, collision, uninsured motorist coverage, personal injury protection, or any other coverage, you can get great coverage at an affordable price.
Simply enter your zip code on our site for cheap car insurance in Ohio. You can compare rates from leading insurers and lock in your lowest rate!