Cheap Car Insurance in Massachusetts
Massachusetts auto insurance rates tend to be below the national average. This is good news but consumers that comparison shop, will find cheap car insurance in Massachusetts more easily.
Massachusetts is registered as a “no-fault” state. The driver responsible is not held liable for the medical expenses and damages to the individuals in the other vehicle or structure. The insurance company is held liable to minimize the number or accident-related lawsuits.
Minimum Massachusetts Auto Insurance
Drivers must have at a minimum of $8,000 of Personal Injury Protection (PIP) to assist with lost wages, medical expenses and funeral expenses. The minimum requirement for medical expenses in Massachusetts is $20,000 for a single person, $40,000 per accident for medical expenses and $5,000 for property damage. Massachusetts drivers are also required to carry uninsured motorist coverage.
If you do not follow the laws, you may be fined or your license may be suspended. Always ensure that you have the vehicle insurance at all times to avoid complications and interruption in car insurance. Auto insurance is essential for guaranteed transport to work, doctor and other necessary locations.
Massachusetts Auto Insurance Company Discounts
There are a number of affordable car insurance companies offering insurance and discounts under certain conditions. Examples of companies that offer discounts include: AIG Insurance Company, Liberty Mutual Insurance Company, Allstate Insurance Company, Safeco Insurance Company, Nationwide Insurance Company, Mercury Insurance Company, MetLife Insurance Company and countless other insurance companies.
Discounts may be provided for multiple policies, loyal customer, good student, good driving history and a number of different other types of discounts.
AAA and AARP offer affordable insurance in Massachusetts. Customers that meet the requirements for AAA or AARP will enjoy the discounts. There are also local insurance companies in Massachusetts that will offer affordable rates which may include: Estabrook and Chamberlain Insurance, Bridge Insurance Associates and James and Finnegan Insurance Agency.
How to Get Quotes
Our websites provides free quotes from leading insurance companies in Massachusetts and all 50 states to consumers. You will find that the process is convenient and efficient.
If you are searching for cheap car insurance in Massachusetts, enter your zip code. The application only requires a few minutes to complete and you could start saving hundreds off your current rates.