Insurance Company Reviews
There are a lot of auto insurance company reviews online and it can be difficult to determine which ones provide real value. The key is knowing what to look for. Here is a closer look at five of the most important factors to consider when doing auto insurance company reviews.
#1. Available Policies
A lot of reviews will provide a list of available policies that each company offers, however you will quickly notice that these lists are redundant. This is because a majority of auto insurance companies now offer many of the same basic packages. While there may be some differences here and there, auto policies tend to have similar language between companies.
#2. Available Discounts
One of the most important pieces of information in auto insurance company reviews is the discounts the insurer offers. While it’s important to note that these discounts often vary by state, they give you a good idea of what to expect. Most of the time, a few well-known discounts can be found on company websites, however it normally takes some digging in order to get a more complete picture of the available discounts.
#3. Policy Management
Policy Management is another area that is often covered in auto insurance company reviews, however like policies they have become fairly standardized. In general, there are three methods that you can use to manager policy. They are through area representatives, over the telephone, and online. Service is a very important factor to consider with insurance companies.
#4. Personal Preferences
Another key element to pay close attention to an auto insurance company reviews are specific details that relate to your personal preferences. For example, if you are searching for solely the lowest possible rates then information about customer service may not be as important. On the other hand, if you want to pay a premium for additional features and services, then the rate alone should not be a determining factor.
#5. Online Reviews
By identifying your personal preferences and priorities at the outset, you will be able to learn much more from insurance company reviews. However, one thing to keep in mind when reading reviews is that a person with a complaint is much more likely to leave feedback than someone who is happy with their service.
This is why you can still find a large amount of complaints levied against the insurance companies who consistently win awards for customer satisfaction. This is especially true when the complaints are against a specific insurance agent or agency location.
Another good way to gauge customer feedback is to inquire about the number of State Insurance Commissioner complaints against a particular insurer in your state. This number should be viewed relative to the company’s market share in your state.
Reviews on Our Website
Above you can find reviews of some of the leading national brands in the insurance business including Allstate, State Farm, and Geico. On our website, you can compare auto insurance rates from multiple insurers. Just enter your zip code and see which company can offer you the lowest rate!