Get A Quote
If you are thinking about switching car insurance companies, or are about to purchase insurance for the first time, then you may be wondering what is the best way to get car insurance quotes. It has become well known that comparing quotes from multiple companies is the best way to get the lowest prices as well as the highest potential value.
There are several different methods you can use to get car insurance quotes, however some of the more traditional strategies have become more of a hassle than they are worth.
The 3 Most Common Methods
In general there are three fundamental ways to get car insurance quotes. You can deal directly with the local agent, go through an insurance broker, or get quotes online. Each of these strategies have their own set of benefits and potential drawbacks. The key is finding out which method will be best suited for your situation.
How to Get Car Insurance Quotes Directly From Agents
Getting car insurance quotes directly from an agent is fairly straightforward. You simply go down to their office or talk to them over phone. The biggest benefit of using this method is that you can ask questions throughout the process, plus you know exactly who to contact in the event you need to submit a claim.
The biggest potential drawback is that many agents work solely with one company. As a result, the order to get multiple quotes, you will have to deal with multiple agents. Not only does this mean that you will spend a lot of time providing multiple agents with the same information, but you still may not end up with the best possible prices.
Quotes From Insurance Brokers
Insurance brokers are essentially independent insurance agents who work at a brokerage firm. In order to get a quote, you simply need to contact them and provide them with the information that they need. The biggest benefit of going through an insurance broker is that brokerage firms can determine the best policy for you by comparing the quotes of multiple insurance companies for you.
The problem is that brokerage firms still will not allow you to compare all of the leading national companies. Instead, they will simply give you the best prices for the companies that have deals with their brokerage firm. Be sure to find out which companies the broker sells so you have a better understanding of what you are getting.
Insurance Quotes Online
Getting car insurance quotes online tend to be the fastest way to compare multiple leading national brands. While you could go to each website individually, there are a number of insurance quote aggregators which will provide you with multiple quotes simultaneously. The biggest benefit of this is that you can get side-by-side comparisons which makes it easier to determine which policy will best fit your needs.
The only potential drawback to this is that you may have to submit additional information when actually setting up new policy. In some cases, this additional information could alter the final quote.
Get Quotes Here
In many cases, getting car insurance quotes online will be your best option because it is extremely fast and efficient. Plus, there is much less personal bias because you are dealing with an insurance matching site and the reputable companies offered are clearly stated when you enter your zip code for quotes in your state.
Want to find out how low your insurance rates could be? Our website offers this serve. Simply enter your zip code below and instantly compare the prices of leading national companies and discover how much you can save!